FINANCING SOLUTIONS
PROPERTY TYPES
Multi-Family:
75% LTV, 30 yr. amortization
Documents Required:
3 years Personal & Corporate Tax Returns, 3 months Bank Statements, Rent Roll, 12 mortgage payment verification
Office:
70% Loan to Value, Non-Recourse, Cashout Refinance, 25 yr. amortization.
Documents Required:
3 years of Compiled Financials, 3 months Bank Statements, Rent Roll, 12 mortgage payment verification.
Mixed-Use & Retail
70% LTV, Cashout Refinance, 30 yr. amortization
Documents Required:
3 years of Compiled Financials, 3 months Bank Statements, Rent Roll.
Warehouse
70% of Eligible Receivables, 1.25X DSCR.
Documents Required:
2 years of Corporate Financials, Year To Date P&L, AR / AP Schedule, Equipment Schedule.
Hotels
60% Loan to Value, 25 yr. amortization
Documents Required:
Star Report, Franchise Agreement, Personal and Corporate Tax Returns, 3 months Bank Statements.
Construction:
2 years interest only, Prime plus 100 bps, 30 yr. amortization, 70% Loan to Cost, 75% Loan to Value.
Documents Required:
Plans & Approvals, 3 months Bank Statements, 3 years Personal & Corporate Tax Returns, Interest Reserve.
Light Industrial
70% LTV, Non-Recourse.
Documents Required:
3 years Compiled Financial Statements, 3 months Bank Statements, 12 months mortgage payment history.
Specialty Use & Church:
60% Loan to Value, Non-Recourse, Cashout Refinance, 25 yr. amortization.
Documents Required:
3 years of Audited Financials, 3 months of Corporate Bank Statements, Rent Roll, 12 mortgage payment verification.
